top of page

Terms & Policy

Your trust and privacy matter to us. This page explains the terms that apply when you use our website and services, as well as how we collect, use, and protect your personal information. Please take a moment to review our Terms of Service and Privacy Policy so you can feel informed and confident when using our services.

Terms of Service
Last Updated: January 6th, 2026
 
 
1. Acceptance of Terms
 
 
By accessing or using savetamariayoung.com (the “Website”), you agree to be bound by these Terms of Service (“Terms”). If you do not agree to these Terms, you must not access or use the Website or any services offered.
 
 
 
2. Eligibility and Age Restriction
 
 
This Website and all services are intended exclusively for individuals nineteen (19) years of age and older.
 
By using this Website, you represent and warrant that you are at least 19 years old. Access by individuals under 19 is strictly prohibited.
 
 
 
3. Services and Purpose
 
 
The Website provides spiritual, intuitive, and informational services, including but not limited to psychic readings, written content, digital publications, newsletters, and related materials (collectively, the “Services”).
 
All Services are provided for personal insight and entertainment purposes only.
 
 
 
4. No Professional Advice
 
 
The Services do not constitute medical, legal, financial, psychological, psychiatric, or other professional advice.
 
You acknowledge and agree that:
• You remain solely responsible for your decisions and actions
• Any reliance on the Services is at your own discretion and risk
• Qualified professionals should be consulted for matters involving health, law, finance, or mental well-being
 
 
 
5. No Guarantees
 
 
No guarantees, representations, or warranties are made regarding the accuracy, completeness, or outcomes of any Services. Results vary by individual.
 
 
 
6. Payments, Fees, and Subscriptions
 
 
All prices are disclosed at the point of purchase. Payments are processed securely through Stripe.
 
All sales are final unless otherwise explicitly stated in writing. No refunds are provided for completed services or delivered digital content.
 
Subscriptions renew automatically unless cancelled prior to the renewal date.
 
 
 
7. Intellectual Property
 
 
All content on the Website, including text, images, graphics, logos, audio, video, written materials, and digital products, is the exclusive intellectual property of Saveta Maria Young.
 
No content may be copied, reproduced, distributed, transmitted, modified, or exploited without prior written consent.
 
 
 
8. User Conduct
 
 
You agree not to:
• Use the Website for unlawful or prohibited purposes
• Reproduce, scrape, or resell content
• Interfere with Website functionality or security
• Harass, threaten, defame, or abuse others
• Attempt unauthorized access to systems or data
 
Violation may result in immediate termination of access.
 
 
 
9. Assumption of Risk
 
 
You voluntarily assume all risks associated with your use of the Website and Services. Spiritual and intuitive services are subjective and interpretive in nature.
 
 
 
10. Limitation of Liability
 
 
To the fullest extent permitted by law, Saveta Maria Young, including her partners, affiliates, successors, heirs, assigns, contractors, licensors, and representatives, shall not be liable for any direct, indirect, incidental, consequential, special, exemplary, or punitive damages arising from or related to:
 
• Use or inability to use the Website or Services
• Reliance on any content or Services
• Errors, omissions, or inaccuracies
• Decisions or actions taken by you
 
Total liability, if any, shall not exceed the amount paid by you for the specific Service giving rise to the claim.
 
 
 
11. Indemnification and Hold Harmless
 
 
You agree to defend, indemnify, and hold harmless Saveta Maria Young and her partners, affiliates, successors, heirs, assigns, agents, and representatives from any claims, damages, losses, liabilities, costs, and expenses, including reasonable legal fees, arising from:
 
• Your use of the Website or Services
• Your violation of these Terms
• Your reliance on or interpretation of any content
• Any dispute arising from your actions or decisions
 
 
 
12. Third Party Links
 
 
The Website may contain links to third party websites. Saveta Maria Young is not responsible for their content or practices.
 
 
 
13. Termination
 
 
Access to the Website and Services may be suspended or terminated at any time without notice for violation of these Terms.
 
 
 
14. Governing Law
 
 
These Terms are governed by the laws of Ontario, Canada in which the business operates, without regard to conflict of law principles.
 
 
 
15. Severability
 
 
If any provision is found unenforceable, the remaining provisions shall remain in full force and effect.
 
 
 
16. Entire Agreement
 
 
These Terms constitute the entire agreement between you and Saveta Maria Young regarding use of the Website and Services.
 
 
 
17. Contact
 
 
For questions regarding these Terms, contact:
savetamariayoung@gmail.com

Privacy Policy
Last Updated: January 6th, 2026
 
1. Scope and Eligibility
 
 
This Privacy Policy explains how personal information is collected, used, and protected by savetamariayoung.com (the “Website”).
 
This Website is intended only for individuals nineteen (19) years of age and older.
​
 
 
 
2. Information We Collect
 
 
We collect only information necessary to deliver services, including:
 
• Name
• Email address
• Billing information required for payment processing
• Information voluntarily submitted through contact forms or purchases
 
We do not collect behavioral tracking data, advertising identifiers, or cross site analytics data.
​
 
 
 
3. Use of Information
 
 
Personal information is used solely to:
• Process payments
• Deliver services and digital content
• Manage subscriptions
• Respond to direct inquiries
• Send communications you have explicitly opted in to receive
​
 
 
 
4. Marketing and Advertising
 
 
We conduct marketing and advertising without compromising client privacy.
 
Marketing activities do not involve tracking pixels, behavioral profiling, retargeting technologies, or sharing personal data collected from this Website.
 
Personal information is never sold or shared for marketing or advertising purposes.
​
 
 
 
5. Payments and Third Parties
 
 
All payments are processed securely through Stripe.
 
We do not store or process full payment card details. Stripe is the only third party that receives limited personal information for payment processing and fraud prevention.
​
 
 
 
6. Data Sharing
 
 
We do not sell, rent, trade, license, or share personal information with third parties, except Stripe as described above, or if required by law.
​
 
 
 
7. Cookies
 
 
The Website does not use advertising or analytics cookies. Limited functional cookies may be used only if required for essential operation.
​
 
 
 
8. Data Security
 
 
Reasonable safeguards are implemented to protect personal information. No system is completely secure, and absolute security cannot be guaranteed.
​
 
 
 
9. Data Retention
 
 
Personal information is retained only as long as necessary to deliver services or meet legal obligations, after which it is securely deleted.
​
 
 
 
10. Children’s Privacy
 
 
This Website does not knowingly collect personal information from anyone under 19 years of age. Any such information discovered will be deleted promptly.
​
 
 
 
11. Third Party Links
 
 
The Website may contain links to third party websites. We are not responsible for their privacy practices.
 
 
 
 
12. Policy Updates
 
 
This Privacy Policy may be updated periodically. Continued use of the Website constitutes acceptance of revisions.
 
 
 
 
13. Contact
 
 
For privacy related questions or requests, contact:
savetamariayoung@gmail.com

Terms of Service

Last Updated: January 6th, 2026

 

 

1. Acceptance of Terms

 

 

By accessing or using savetamariayoung.com (the “Website”), you agree to be bound by these Terms of Service (“Terms”). If you do not agree to these Terms, you must not access or use the Website or any services offered.

 

 

 

2. Eligibility and Age Restriction

 

 

This Website and all services are intended exclusively for individuals nineteen (19) years of age and older.

 

By using this Website, you represent and warrant that you are at least 19 years old. Access by individuals under 19 is strictly prohibited.

 

 

 

3. Services and Purpose

 

 

The Website provides spiritual, intuitive, and informational services, including but not limited to psychic readings, written content, digital publications, newsletters, and related materials (collectively, the “Services”).

 

All Services are provided for personal insight and entertainment purposes only.

 

 

 

4. No Professional Advice

 

 

The Services do not constitute medical, legal, financial, psychological, psychiatric, or other professional advice.

 

You acknowledge and agree that:

• You remain solely responsible for your decisions and actions

• Any reliance on the Services is at your own discretion and risk

• Qualified professionals should be consulted for matters involving health, law, finance, or mental well-being

 

 

 

5. No Guarantees

 

 

No guarantees, representations, or warranties are made regarding the accuracy, completeness, or outcomes of any Services. Results vary by individual.

 

 

 

6. Payments, Fees, and Subscriptions

 

 

All prices are disclosed at the point of purchase. Payments are processed securely through Stripe.

 

All sales are final unless otherwise explicitly stated in writing. No refunds are provided for completed services or delivered digital content.

 

Subscriptions renew automatically unless cancelled prior to the renewal date.

 

 

 

7. Intellectual Property

 

 

All content on the Website, including text, images, graphics, logos, audio, video, written materials, and digital products, is the exclusive intellectual property of Saveta Maria Young.

 

No content may be copied, reproduced, distributed, transmitted, modified, or exploited without prior written consent.

 

 

 

8. User Conduct

 

 

You agree not to:

• Use the Website for unlawful or prohibited purposes

• Reproduce, scrape, or resell content

• Interfere with Website functionality or security

• Harass, threaten, defame, or abuse others

• Attempt unauthorized access to systems or data

 

Violation may result in immediate termination of access.

 

 

 

9. Assumption of Risk

 

 

You voluntarily assume all risks associated with your use of the Website and Services. Spiritual and intuitive services are subjective and interpretive in nature.

 

 

 

10. Limitation of Liability

 

 

To the fullest extent permitted by law, Saveta Maria Young, including her partners, affiliates, successors, heirs, assigns, contractors, licensors, and representatives, shall not be liable for any direct, indirect, incidental, consequential, special, exemplary, or punitive damages arising from or related to:

 

• Use or inability to use the Website or Services

• Reliance on any content or Services

• Errors, omissions, or inaccuracies

• Decisions or actions taken by you

 

Total liability, if any, shall not exceed the amount paid by you for the specific Service giving rise to the claim.

 

 

 

11. Indemnification and Hold Harmless

 

 

You agree to defend, indemnify, and hold harmless Saveta Maria Young and her partners, affiliates, successors, heirs, assigns, agents, and representatives from any claims, damages, losses, liabilities, costs, and expenses, including reasonable legal fees, arising from:

 

• Your use of the Website or Services

• Your violation of these Terms

• Your reliance on or interpretation of any content

• Any dispute arising from your actions or decisions

 

 

 

12. Third Party Links

 

 

The Website may contain links to third party websites. Saveta Maria Young is not responsible for their content or practices.

 

 

 

13. Termination

 

 

Access to the Website and Services may be suspended or terminated at any time without notice for violation of these Terms.

 

 

 

14. Governing Law

 

 

These Terms are governed by the laws of Ontario, Canada in which the business operates, without regard to conflict of law principles.

 

 

 

15. Severability

 

 

If any provision is found unenforceable, the remaining provisions shall remain in full force and effect.

 

 

 

16. Entire Agreement

 

 

These Terms constitute the entire agreement between you and Saveta Maria Young regarding use of the Website and Services.

 

 

 

17. Contact

 

 

For questions regarding these Terms, contact:

savetamariayoung@gmail.com

Privacy Policy

Last Updated: January 6th, 2026

 

1. Scope and Eligibility

 

 

This Privacy Policy explains how personal information is collected, used, and protected by savetamariayoung.com (the “Website”).

 

This Website is intended only for individuals nineteen (19) years of age and older.

​

 

 

 

2. Information We Collect

 

 

We collect only information necessary to deliver services, including:

 

• Name

• Email address

• Billing information required for payment processing

• Information voluntarily submitted through contact forms or purchases

 

We do not collect behavioral tracking data, advertising identifiers, or cross site analytics data.

​

 

 

 

3. Use of Information

 

 

Personal information is used solely to:

• Process payments

• Deliver services and digital content

• Manage subscriptions

• Respond to direct inquiries

• Send communications you have explicitly opted in to receive

​

 

 

 

4. Marketing and Advertising

 

 

We conduct marketing and advertising without compromising client privacy.

 

Marketing activities do not involve tracking pixels, behavioral profiling, retargeting technologies, or sharing personal data collected from this Website.

 

Personal information is never sold or shared for marketing or advertising purposes.

​

 

 

 

5. Payments and Third Parties

 

 

All payments are processed securely through Stripe.

 

We do not store or process full payment card details. Stripe is the only third party that receives limited personal information for payment processing and fraud prevention.

​

 

 

 

6. Data Sharing

 

 

We do not sell, rent, trade, license, or share personal information with third parties, except Stripe as described above, or if required by law.

​

 

 

 

7. Cookies

 

 

The Website does not use advertising or analytics cookies. Limited functional cookies may be used only if required for essential operation.

​

 

 

 

8. Data Security

 

 

Reasonable safeguards are implemented to protect personal information. No system is completely secure, and absolute security cannot be guaranteed.

​

 

 

 

9. Data Retention

 

 

Personal information is retained only as long as necessary to deliver services or meet legal obligations, after which it is securely deleted.

​

 

 

 

10. Children’s Privacy

 

 

This Website does not knowingly collect personal information from anyone under 19 years of age. Any such information discovered will be deleted promptly.

​

 

 

 

11. Third Party Links

 

 

The Website may contain links to third party websites. We are not responsible for their privacy practices.

 

 

 

 

12. Policy Updates

 

 

This Privacy Policy may be updated periodically. Continued use of the Website constitutes acceptance of revisions.

 

 

 

 

13. Contact

 

 

For privacy related questions or requests, contact:

savetamariayoung@gmail.com

© 2026 Saveta Maria Young. All rights reserved.

bottom of page